Restoring Foundation is a leading platform specializing in credit repair, credit restoration, and debt consolidation referrals. We are dedicated to helping individuals by removing charge-offs, collection items, repossessions, bankruptcy, and inquiries that have a negative impact on their credit scores. Our services are available in all states, and most of our clients experience a significant boost in their credit scores within 30-90 days. We take a proactive approach by challenging duplications, removing delinquencies, as well as any inaccuracies providing tailored advice to help our clients pay down their debts and improve their credit scores.

Restoring Foundation uses a Certified Vintage Score platform to remove negative items from clients' credit reports. We send letters to the Credit Bureaus to challenge negative items and to request the removal of outdated items, duplicate items, and any item reporting inaccurately. The Credit Bureaus have 30 days to respond. If they do not respond, they must remove the requested item. Questions that many of our clients have are as follow;

1. Do you need a certain credit score to get enrolled in the credit repair program?  No, all credit is welcomed. We can help anyone repair their credit. 

2. Are there any fees or costs associated with the credit repair and restoration services offered by Restoring Foundation? Yes, our Monthly Credit Repair fee is $149. Our average client is with our program 30-90 days.

 

3. What advice do you require to your clients to help improve their credit scores in a short time? Do not apply for credit while we are repairing your credit. It will slow down the process. Keep paying your bills. Often times, a new charge off item will appear while we are repairing due to non-payment. 

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4. Do you reach out to the clients' creditors for settlement offers and payment arrangements? Yes, we have our clients complete a Third-Party Authorization form to speak to their creditors on their behalf. We can ask for settlement offers, payoff quotes and payment plans for our clients for newly reported items.